Alexandre Pereira

Meses Sin Interesses, How installments work in Mexico

MSI came to live in the late 80’s thanks to American Express and an alliance with big department stores. The concept is simple: A seller offers their products for customers to buy in installments as part of a special sales offerA customer buys an item and receives a charge on their credit card for the full amountEach month the issuing...

October 2, 2020

Business

Who pays for credit card rewards offered by banks

Banks promise offers like cash-back, bonus miles or cash bonuses to get you to sign up and spend, and it's rewards like these that you can use to maximize your credit card experience and take advantage of all the structure that credit card networks and banks provide. Ultimately though, someone is paying for all these credit card rewards. In order...

September 14, 2020

Payment Methods

Installments in Brazil Explained in Details

I’ve been talking to clients and prospects for almost four years, trying to explain why installments in Brazil and other Latin American markets are so important. But today, as I was watching this YouTube video, something just clicked; and it came to me that this might be it, this might be how I will explain why it’s so important. The...

September 10, 2020

Payment Methods

PIX: Instant Payment Method in Brazil

In my previous post, I explained how Pix (soon to be released) could affect boletos in Brazil; however, I had not published any preliminary information on what it is nor how it will work. This is the reason I am here; to make amendments and add a little more context to the whole “Has potential to end boleto transactions”...

September 8, 2020

Payment Methods

Nuts & Bolts: Enabling payments in BRL

There are a few factors you need to know before enabling sales on your website for the Brazilian market and starting to do cross-border transactions (when the payee and transaction recipient are in separate countries) through international acquiring. Today I will discuss three of them from a customer standpoint. Banks use the “tourism dollar (dólar turismo)” rate to convert purchases...

August 24, 2020

Payment Methods

PIX has the potential to end boleto transactions

PIX could end one of the main pains of e-commerce in Brazil – boleto transactions. Nearly 50% of all boleto transactions do not convert into sales. It happens because the customer issues a boleto but does not pay it, and since there is a fixed cost per issued boleto, unpaid boletos can get costly. For e-tailers, it creates a bigger...

August 17, 2020

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The Power of Partnerships In Payments

Three countries. Twelve partners. One strategic immersion

Pix vs. Credit Cards: The Brazilian Payment Debate

Conheça as Variações de Pix Parcelado

What Is New And Exciting About Pix In 2024

Da Pandemia para o Cotidiano: O Crescimento Explosivo das Carteiras Digitais

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Alexandre Pereira

Did You Say PIx?

Update: Pix Automático Release Delayed to June 2025

Contactless Payments with PIX Are Here

A Batalha Entre Cartões de Crédito e PIX: O Que Está em Jogo?

Benefícios dos Cartões de Crédito: Serão Eles Superados pelo PIX?

PIX se Torna Referência Global em Tecnologia de Pagamentos

Fast forward: The Revolution in Boleto Settlement Times

Why One Size Doens’t Fit All In Brazil’s Ecommerce Market

About Alex

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