Alexandre Pereira

Driving Payment Success with Banks, Acquirers and Card Schemes 🏦💳 | Payments Strategy ♜💡 | Global Cross-Border Payments Expert 🌎 | Payment Partnerships 🤝 | Payment Consulting 📋🎯

A Nova Régua do Pix Expõe um Problema Maior

O Banco Central parece estar fechando uma porta que ficou aberta por tempo demais no Pix. Participante inativo, mas ainda conectado ao SPI, é risco...

Fintech Deixou De Ser Tech E O Mercado Começou A Tratar Como Banco

PicPay caiu 39% desde o IPO em janeiro já a Stone caiu 40% em seis meses. As duas são brasileiras listadas na Nasdaq e...

Por Que O Cross-Border Ainda Não Virou Tempo Real

Apenas uma parcela limitada dos pagamentos cross-border no mundo liquida em tempo real apesar de todo o hype em torno dos pagamentos instantâneos. Isso não...

The Interchange Playbook Already Exists. U.S. Banks Just Haven’t Read It Yet.

Regulators have been capping interchange fees for decades. More than 30 countries have already imposed price controls on interchange fees. The U.S. is actually...

Behind Every Payment Is a Routing Decision You Don’t See

A lot of companies are focused on making payment look simple, but are not ready to deal with what happens after the payment is...

Quem Controla o Pagamento Agora Controla o Crédito

Parece que o Brasil não está exportando só Pix quando se trata de meios de pagamento. O que pouca gente percebe é que outros países...

Cross Border Payments Still Break Where Compliance Starts

I’ve been coming across a lot of articles on cross border compliance and how it is supposed to reduce friction, so I thought I...

Scaling Globally Was Supposed to Get Easier

Scaling globally was supposed to get easier, but fintechs are facing rising compliance costs and launch delays they only notice after expansion. Markets are growing...

What is Next In Brazilian Payments

To understand the future, you have to look at the road we took to get here.The first online stores in Brazil appeared around 1995....

Three countries. Twelve partners. One strategic immersion

Last week, on May 12, Sandra Martinez Espinoza and I began a trip across three Latin American countries where PPRO operates: Chile, Colombia, and...